Let's understand the key features of United India Insurance Company in detail: 1 Network Hospitals Key Features Of United India Insurance Company The United Shramik Seva Policy is a Group Health Product for Employer-Employee groups, that allows the employers to look after the health care needs of their employees working in offices, workplaces, etc. Voluntary Co-Payment for In-patient Hospitalization Sub Limit on Treatment/ Illness Surgery/Medical Condition In-patient Hospitalization Cover for AYUSHĬoverage Continuity in case of Loss of EmploymentĮnhanced Accidental Hospitalization CoverĬorporate Buffer for Critical/Named Illness only Refractive Error Correction Expenses Cover The plan pays out a lump sum amount in case the insured is diagnosed with any of the listed critical illnesses.Ĭancer of Specified Severity First Heart Attack- of Specified Severity Coronary Artery Surgery (CABG) Open Chest CABG Heart Valve Replacement Coma of Specified Severity Kidney Failure Stroke Resulting in Permanent Symptoms Major Organ / Bone Marrow Transplant Multiple Sclerosis Motor Neurone Disease with Permanent Symptoms Permanent Paralysis of Limbsĭomiciliary Hospitalisation Exclusion Cover United Health Criticare is a Critical Health Insurance plan that is exclusively designed for 11 listed critical illnesses, which are not liable to get the required coverage under a basic plan.
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Under an Individual Basis, a separate sum insured is provided for each insured person whereas, under a Family Floater basis, the sum insured limit is shared by the whole family.įor dependent children: 3 months to 18 years The Policy provides cover on an Individual or Family Floater basis. United Health Super Top-up Plan offers aggregate hospitalization expenses if the cover exceeds the threshold level up to the mentioned sum insured. 50,000/- per eyeĬovered up to 1% of the Sum Insured subject to a maximum of Rs. Intensive Care Unit (ICU)/ Intensive Cardiac Care Unit (ICCU)Ĭost of Medical Practitioner, Surgeon, Specialists, and anaesthetistsĪnaesthesia, Blood, Oxygen, Surgical Appliance, medicines and drugs, Cost of Artificial Limbs, and other similar medical expenses related to the treatment.Ĭovered up to 10% of Sum Insured subject to a maximum of Rs. One can avail this health insurance for themselves and their family consisting of Self, Spouse and dependent children either on an Individual Sum Insured basis or on a floater basis. Not only does the plan offer coverage for healthcare facilities but also provides a wide range of benefits. The plan offers the required financial cover to all family members under a single sum insured. Stem Cell Therapy: Hematopoietic Stem Cells for bone marrow transplant for hematological conditions to be covered only The vaporization of the Prostate (Green laser treatment for holmium laser treatment) Robotic Surgeries (Including Robotic-AssistedSurgeries) Immunotherapy-Monoclonal Antibody to be given as an injection Uterine Artery Embolization & High Intensity Focussed Ultrasound (HIFU)
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Modern Treatment Methods & Advancement in Technologies The plan is divided into 3 variants- platinum, gold, and senior citizens.Īll daycare treatments as per standard definitionĬovered if necessitated due to disease or injury With a wide range of coverage, the plan ensures to cover your and your family's every healthcare need. One has the option to cover his/her spouse, dependent children, and parents under this policy. Individual health insurance is a comprehensive health insurance policy that offers a cover of up to 20 lakhs. The plan is a standard health insurance policy that offers health insurance at an affordable price.Ī corona-specific policy that provides coverage against the expenses during the treatment of coronavirus. This is a group insurance policy that covers the entire group of a company, association, or organization. The plan covers an individual from the listed critical illnesses and looks after their financial needs. This plan offers additional coverage to the policyholder if their basic sum insured is expired.
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This is an ideal plan for those who are willing to cover their entire family under a single sum insured. Any individual between the age group of 18-65 can buy this plan to secure their or their family's healthcare needs.